Planning and sticking to your wedding budget


Posted on: 30 March 2018 by Christopher McKissock

First comes the proposal, next comes the engagement party and then comes the… wedding budget? It will probably be one of the most time-consuming elements of wedding planning, but establishing and sticking to a budget is one of the best presents you can give to yourself as a couple.

Knowing where to start can be daunting because it’s not just about booking a lovely venue and finding the perfect dress. So, if you’re taking the first steps to planning your wedding, follow our guide to staying on the right financial track, which also includes some tips how you can cut some costs along the way too.

Know all the costs involved

Unless you're a serial bride or groom, then chances are that you don't have a clue how much a photographer will cost or whether your bouquets will set you back more than your invites. Get a grasp on how much things are likely to set you back before you go any further down the budget wedding planning path.

The entire cost of an average UK wedding is £18,500, that’s a huge amount for most couples to spend on one day. Therefore, it’s key to set expectations ahead of time to avoid being disappointed if certain dreams you had about the day will have to remain just that.

Know how much money you have available to spend

Having a clear idea on your available cash pot is crucial. You’ll need to consider what your monthly outgoings are and know how much you can realistically save each month.

It is also a good idea to think about how you could change your spending habits to increase the amount you are able save each month. Do you really need both a Netflix and Amazon Prime subscription? Look at your direct debits and see what can be cut out and try to resist buying a latte every day on the way to work, instead make it a Friday treat!

These changes won’t affect your quality of life, but after a year, the extra cash will help cover some wedding essentials. Finally, when you have looked at and considered all incomings and outgoings try to reach figure together as a couple.

Plan, plan, plan

So, you know how much you can afford to spend and have an idea of how much things are going to cost, now it’s time to bring it all together in one place and create your very own budget planner.  

A budget planner will help you get the full picture of your wedding expenses instead of looking at each cost separately. After all there are a lot of things to think about the photographer, band, cake, wedding party outfits, invites and the list goes on…

Visit wedding fairs

Wedding fairs are a great way to get inspiration for your big day, but that’s not the only benefit. Exhibitors will most likely be offering incentives like discounts or package upgrades for booking on the spot. Therefore, it’s important to decide before you arrive at the fair whether you are able to confirm a booking on the day. The next step is to find a wedding fair near you.

Top tip: look at suppliers’ sites ahead of time to get an idea of what to look out for, so you won’t have to hunt for the best deals when you arrive.

DIY your day

It’s entirely possible to have a lovely, personal wedding without breaking the bank. Items like your big-day flowers and table decorations will take a sizable chunk out of that budget, so instead of buying decorations and wedding favours, why not have a go at making them yourself? 

Don’t be afraid to DIY – hand crafted weddings are not only on trend but are also a way to make your wedding more personalised and meaningful to you as a couple. The good news is there are plenty of craft ideas for your wedding out there already to take inspiration from. 

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Evelyn Gilmore posted 29 June 2019

Hi Christopher,

I read a lot of blog posts, but this one is unique. It has a lot of information and suggesting tips. It's more of a guide for planning wedding budget, where many people fail the most. I really find this post very useful and yes a lot of planning is required over here. Planning is most important and so the wedding fair too. A good wedding planner is also needed. Last week I attended a friend's wedding ceremony at The Addison, it was a dream place. Beauty is surrounded everywhere at that place. I was amazed when my friend told me that every arrangement and catering were provided at affordable prices and at low budget.

Next time whenever I need help in planning a wedding budget, I will definitely stick to this post. I will dig deep and start utilizing the resources you have given here.


Devid Miller posted 02 July 2021

What an exciting post, you have brought up some phenomenal focuses, I also accept this is a sublime site. I have intended to visit it over and over.


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